Debt vs. Cash Flow

Debt vs. Cash Flow

Even with­out TEOTWAWKI we are all hurt­ing in the wal­let these days. And the prog­no­sis isn’t look­ing good for some time to come (at best). All forms of per­son­al finan­cial media are filled with arti­cles and advise about how it is soooooooo impor­tant to pay... Read more

Black Swans, Why We Prepare

A few years ago I read a book called The Black Swan, by Nas­sim Taleb.  While the book is pri­mar­i­ly applic­a­ble to the finan­cial cri­sis (it came out before the cred­it cri­sis hit and accu­rate­ly pre­dict­ed the issues), it also applies to low... Read more